Note that you can also combine your rewards if you have the Citi Double Cash or the Citi Rewards+ Card for even more cash back. Doing so can help you spot fraudulent charges and mistakes on your account. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. We'll run a soft credit check to find special offers, but it wont affect your credit score. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Marriott Bonvoy Business American Express Card, Southwest unveils stunning new Hawaii-themed aircraft, How to redeem Chase Ultimate Rewards points for maximum value, IHG Rewards Premier Business card review: The annual fee is justified. The Citi Custom Cash Card includes zero liability protection. From industry experts to data analysts and, of course, credit card users, were well-positioned to give you the best advice and up-to-date information about the credit card universe. That means youll earn 5% back (or 5 points per dollar) on the first $500 spent on your top eligible spending category. To save on taxes avoid booking award flights through the U.K. or book with a program like Avianca LifeMiles because it doesn't add fuel surcharges to award flights. Citi is an advertising partner of OMAAT. This card should be especially enticing for existing Citi cardholders. Citi cards that earn ThankYou points include: 3X points per $1 spent at restaurants, supermarkets, gas stations, and on hotels and air travel, 1X points on all other purchases, 60,000 bonus ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening, For a limited time, earn 5 ThankYou Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel Portal through June 30, 2024. For the first 15 months, a 0 percent APR will apply to all new purchases and balance transfers made within the first four months of account opening. Standard message rates apply. Theres no minimum balance you need to reach before accessing your rewards which isnt the case for many cash-back cards. It's an excellent option for both beginners who are looking for easy-to-use credit card rewards and rewards experts who want to maximize their points' value. You could use the Citi Custom Cash to complement any of the below cards (which can all potentially earn Citi ThankYou points): When you throw in the ability to also earn 5x points in a category of your choice with the Citi Custom Cash Card, thats a great complement to any of the above cards. Fraudsters are using Citis genuine logo, banking registration and company details on fake emails, cold calls and websites to trick you into thinking you are making a genuine investment. Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. The Citi Custom Cash Card offers a solid welcome bonus for a personal no annual fee card. You can also see at a glance which factors are impacting your score positively or negatively. See the online credit card applications for details about the terms and conditions of an offer. To log in to your Citi Custom Cash Card account, go to the login page on the Citibank website or mobile app and enter your username and password in the appropriate fields. Sign up here. In addition, it is not any companys responsibility to ensure all questions are answered. If youve lost your sticker or youre just wondering heres a quick reference guide to credit card activation with some of the biggest card issuers. Copyright 2023 CreditCards.com a Red Ventures Company. When you give us your email address, we may then send you emails on a variety of subjects . For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. This card truly caters to your lifestyle, whether youre jet-setting one month or cooking it up in the kitchen the next. For example, the Citi Rewards+ Card offers a 10% rebate on points redemptions (on the first 100,000 points you redeem per calendar year). Editorial and user-generated content is not provided, reviewed or endorsed by any company. Every day, we strive to bring you peace-of-mind as you work toward your financial goals. Content published under this author byline is generated using automation technology. The primary reason to consider the Citi Custom Cash Card is because of the innovative rewards structure, as the card offers: Eligible spending categories include the following: These rewards can be transferred to the Citi ThankYou travel partners as long as you have either the Citi Premier or Citi Prestige. Your personal information and data are protected with 256-bit encryption. If you forget your login information, click Forgot Password? on the Citibank login page. Privacy Policy. This is a recurring post, regularly updated with new information. This is a great option for family vacations and can often yield a value of two cents per point or more. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox. Compare Accounts Simplify Your Savings Easy to access and simple to manage, a Citi Savings Account could be right for you. Most card issuer customer service lines have an automated system for checking balances, so listen to the options menu and follow the prompts to check your latest balance. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. A dedicated team of CreditCards.com editors oversees the automated content production process from ideation to publication. Improve earnings, maximize rewards and track progress toward dream trips. Rest assured that even if you are eventually denied, you still have plenty of options. Some credit card applications stay in pending status for up to 30 days. read full answer. Citi Merchant Offers Sign in to your online card account and select offers with retailers and service providers that earn you additional cash-back. You'll enjoy a 0% annual percentage rate (APR) for 15 months on purchases and balance transfers; after that, the variable APR will be 18.74%-28.74%, based on your creditworthiness. Economy flights between the East Coast and Hawaii typically cost $300 to $400, so you're getting a value of roughly four to five cents per point after you account for taxes. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Dont worry, we wont spam your inbox. Citi ThankYou points are easy to earn with the right Citi credit cards and have the right mix of redemption options to provide you value and flexibility. This could potentially be a compelling offer for cardholders who want to maximize their purchases with its up to a terrific 5% cash-back rate. This question is about the Citi Custom Cash Card. These editors thoroughly edit and fact-check the content, ensuring that the information is accurate, authoritative and helpful to our audience. When you click on You can redeem Citi ThankYou points in a variety of ways. Rebecca Lake The use of this website means that you accept the confidentiality regulations and the conditions of service. You'll earn 15 elite night credits each calendar year, and receive automatic Gold elite status. While we do try to list all the best miles and points deals, the site does not include all card companies or credit card offers available in the marketplace. The Citi Custom Cash card earns rewards that are automatically tailored to where you spend most. Well run a soft credit pull, which wont impact your credit score, Youll see your estimated approval odds near cards to help you narrow down your options. Your credit cards journey is officially underway. Copyright 2023 CreditCards.com a Red Ventures Company. What makes . @evelyn_boros 07/29/21 This answer was first published on 07/29/21. Making the most of your Citi Custom Cash rewards starts with hitting that $500 cap in your top spend category each billing cycle. One of the best deals in first-class is flying from New York to Milan, which costs 102,00 miles and $104 one-way. This is contrary to what I have read as the advice here and elsewhere. to maintain accurate information. Could it be people just think these Custom Cash points are not tracked differently by Citi? How We Use Email. You can earn 5% cash back in your top eligible spending category each billing cycle (up to the first $500 spent, then 1% cash back . The combination of the Citi Premier Card , Citi Double Cash Card, and Citi Custom Cash Card, seems pretty awesome. Or does this Citi manager have it wrong? Terms apply to the offers listed on this page. If youre carrying a small amount of credit card debt or planning to make a big purchase soon (for example, a new couch, dishwasher, wardrobe makeover or textbooks), you may appreciate this cards intro APR offer. Find the best credit card for you by reviewing offers in ourcredit card marketplaceor get personalized offers viaCardMatch. By providing my email address, I agree to CreditCards.coms Call Citibank customer service at 1-800-950-5114, or call the number on the back of your Citi Custom Cash credit card. This card has a $200 welcome bonus, and it also offers an introductory APR period on both new purchases . That means you can earn cash back virtually anywhere you go. Browsing the ThankYou points site, you'll see all sorts of options to use Citi points. Citi For all balance transfers, Citi will charge you a balance transfer fee of $5 or 5 percent of each transfer, depending on which one is greater. However, all credit card information is presented without warranty. Catch up on CNBC Select's in-depth coverage ofcredit cards,bankingandmoney, and follow us onTikTok,Facebook,InstagramandTwitterto stay up to date. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if its a close call between approval and rejection. 6 points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy program, 4 points per dollar at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping, 2 points per dollar on all other eligible purchases, Earn a free-night award each card renewal month (up to 35,000 points), Receive 15 elite night credits to jump-start status, Must spend $60,000 in a year for second free-night award. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Credit ranges are a variation of FICO Score 8, one of many types of credit scores lenders may use when considering your credit card application. Turkish charges 45,000 miles for one-way business-class flights from the U.S. to Europe, while LifeMiles typically charges 63,000 miles, although it sometimes varies. Our top goal is simple: We want to help you narrow down your search so you dont have to stress about finding your next credit card. Balance transfer feeeither $5 or 5% of the amount of each transfer, whichever is greater. **Select transit is defined as car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines and motor home and recreational vehicle rentals. Click the "Apply Now" button to be redirected to a secure online application form. After that, your fee will be 5% of each transfer (minimum $5). If you link your Citi card accounts and pool your ThankYou points, then redemptions you make with other Citi cards qualify for the 10% points refund. <link rel="stylesheet" href="styles.c238e81233edc3c2.css"> For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. If youre someone who has cards earning Citi ThankYou points, then it totally makes sense to pick up the Citi Custom Cash Card: The combination of theCiti PremierCard,Citi Double Cash Card, and Citi Custom Cash Card, seems pretty awesome. It has not been provided or commissioned by the credit card issuers. To ensure youre earning 5 percent cash back on your category of choice, such as groceries, you must use your Citi Custom Cash primarily at the grocery store and not as much elsewhere. Instead of earning a set amount of cash-back on predetermined bonus categories, the Citi Custom Cash card earns 5% cash-back on your highest eligible spend category each billing cycle, without an annual fee. This sign-up bonus is comparable to other no-annual-fee, cash-back cards. Citi Identity Theft Solutions, which will assist you if youre experiencing identity fraud or theft. The Citi Custom Cash Card has no annual fee, and you can also add authorized users to the card at no extra cost. This site does not include all credit card companies or all available credit card offers. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. How can I log in to my Wells Fargo Active Cash account online? You do not need to include alimony, child support, or separate maintenance income unless you want to have it considered as a basis for repaying a loan. However, airfare is only one cost associated with traveling, and being able to offset the cost of lodging with your credit card rewards or hotel points is useful. The typical Citi credit card application restrictions apply. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Clicking See your approval odds will authorize us to run a soft credit pull, which well need to estimate your approval odds. Your email address unlocks your approval odds. By providing my email address, I agree to CreditCards.coms However, there are a few perks and essential security features: Each billing cycle (roughly every month or so), youll earn 5% cash back on the first $500 of purchases in your top spending category from the following list: *Select travel is defined as airlines, hotels, cruise lines and travel agencies. Card advice This card is also one of the best 0% interest credit cards. Lets review this card and see who it is best for. The Citi Custom Cash card is a perfect choice for any customers who want to be rewarded for simply being themselves. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. This feature monitors your account for suspicious activity, then notifies through text or email. Note that the Citi Custom Cash does have 3% foreign transaction fees, so I wouldnt recommend using the card abroad. This preplanning will allow you to earn the max amount of cash back every month: $25. The Custom Cash still has a slight leg up on the Flex since your top spending category changes each billing cycle based on your spending habits. Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card. Once you log in, youll be able to check your current balance, see your most recent statements, make payments, schedule future payments, and more. See more about our ethics policies here. The card is offering 20,000 ThankYou points (or $200 cash back) after spending $1,500 on purchases in the first six months. Offer ends 5/3/23. CITI , CITI and Arc Design are registered service marks of Citigroup Inc. Calls may be monitored or recorded for training and service quality purposes. The Citi Custom Cash Card is inventive when it comes to cash-back credit cards. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. All rights reserved Citibank UK Limited 2023. Having a high credit utilization can hurt your credit score, which can hurt your chances of getting a good credit card in the future. Our take: The Citi Custom Cash Card should offer terrific value to low-maintenance cardholders and rewards experts alike since it automatically rewards your top spending category each billing cycle. A personal investment service that's tailored to your individual needs. Whether youre a credit card newbie or want a card that will help you maximize purchases that dont fit into other traditional bonus categories, youll want to consider adding this 0% interest card to your wallet. Heres how to activate credit cards from major issuers: Phone number on the back of your credit card. The other important aspect of maximizing rewards is redeeming them. Online: To apply for the Citi Custom Cash card online, visit the card's webpage. Here are all the ways to earn Citi ThankYou points and the best ways to redeem them for maximum value. Citi Entertainment Benefits Be first in line for tickets to your favorite event with special presale privileges and exclusive experiences, only available for cardholders.

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